FREE Credit Score from Credit Sesame is a 100% FREE personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy! Plus, they have an A- rating with the Better Business Bureau. To get your FREE Credit score sign up here.

It gives an instant view of consumer's credit, including Experian credit score, refreshed monthly & for free, & debt analysis with personalized offers tailored to consumer’s credit profile.

4 Tips to make your credit score sparkle and maximize your savings:

- Pay your bills on time, all the time -- every time.
- Watch your credit card balances, use as little of your available credit as possible and your credit score will thank you.
- Avoid credit card debt, only charge what you can comfortably afford to pay off at the end of each month. Trust me, it will still build your credit.
- Maintain a good mix of credit including credit cards, auto loans, mortgage, etc., and manage them wisely.

How does your credit measure up? Keep tabs on your credit with your Credit Sesame account to see how they can help you save or improve your financial situation in 2012.